- Chase freedom unlimited reddit Reddit's hub for advice, articles, and general discussion about getting and repaying student loans. Actively working to improve my score and waiting for the CSP to make sense for me before applying for it. 5% back on non-dining, non-drugstore, and non-travel purchases. Or check it out in the app stores "We'll match your cash back after your first 12 months of spending with your Freedom Unlimited card. 1% on everything else. Or check it out in the app stores chase freedom unlimited rewards . Valheim; Genshin Impact; First chase card was the freedom unlimited, household income is 110k. And it's worth considering whether redemption thresholds matter to you--BoA and Citi will only allow you to redeem cashback once you have $25 or more accumulated; not sure about Chase FU's policies on that. also gives you 5% cash back on gas for the first year. My reason for wanting this card is that I want to start earning points and I don't I recently got an email from Chase stating that all Freedom Rise users will be evaluated for an upgrade to the Chase Freedom Unlimited if they meet these requirements: The Chase Freedom Unlimited starts with a rich welcome offer, but its useful bonus categories and flexible rewards make it a winner among cash-back cards. Been seeing posts about Chase having some special Freedom Unlimited bonus of special cash back for an entire year for people who sign up for the card, higher then normal but it’s not a publicly available bonus. However, it never worked when I would try it. Normal/signature and infinite. There is a Discover it The Chase Freedom Unlimited is a great card, but Chase is not known for approving people with no credit. Card Recommendation Request (Template Used) You can go for Fidelity's flat 2% cash back or you can go for the Freedom Unlimited's 1. 5x *CSP 1. Posted by u/Best-Most9123 - 4 votes and 8 comments Using Chase Freedom Unlimited Credit with: Chase Sapphire Preferred: CFU 1. I got a $3100 credit limit as a 20 year old. Expand user menu Open settings menu. 5% on everything else. 8 months later, I got the Discover It Chrome for Students, and I've been building my collection since. Not an official SWA forum. I applied for chase freedom unlimited card month as I got a mail that I was prequalified. 5x = 2. I have a checking account with chase since 2013. all questions regarding the services offered by Centrelink and is the largest active Australian Social Security sub on Reddit. Income: Roughly 40,000 Mod note: The Chase Freedom Unlimited referral landing page will present you with several card options -- please be sure to click "Apply Now" for the Chase Freedom Unlimited Card on the landing page. View community ranking In the Top 5% of largest communities on Reddit. **Reminder:**You'll earn a total of 5% cash back for every $1 you spend on up to $1,500 in combined purchases at gas stations and grocery stores from July 1 though September 30, 2022 with your Freedom Unlimited Card. 5% on everything and then an additional 1. New account holders will now earn 5% cash back on gas station purchases, up to the first $6,000 spent in their first 12 months with the card. Freedom Unlimited does have a limited use case for Costco in store purchases that could benefit from credit card warranty extension coverage. Be sure to read sub rules before posting, use the resources linked in the sidebar One of the reasons I like the freedom cards is because of the 0% APR for 15 months. Don’t forget both Chase cards come with 3% cashback on dining and pharmacies and that’s not a limited time promotion. I got the chase freedom unlimited back in 2020 at age 22 with no prior credit card history. I was looking at the Chase Freedom Unlimited card on credit karma and they say I have good approval odds. Internet Culture (Viral) Amazing I just recieved a automatic CLI on my Chase Freedom Unlimited Card I have had since 2018 but that was only after increasing my total credit limit by about $8k. 5% others No lump sum bonus, but matching cashback at the end of the year as The Chase Freedom Unlimited has no yearly fees, a 0% APR for 15 months (19. I have the Chase Freedom Unlimited credit card and it has the capability to do tap to pay. 1 By the time I apply at the start of next month (Nov 2023), Experian tells me that I will have about 9 months of credit history. ) Do I need to open a checking account with Chase to get approved for this card in the future? Or is my denial likely due to just applying/opening a new line of credit. The CFU also gives the $200 bonus when you spend $500 in the first 3 months and the 15 month no interest. I was thinking about chase because Iv heard great things about it, they give 1. Let us say you are the epitome of average, average starting wage, average rent, and average car Get the Reddit app Scan this QR code to download the app now. (Rotating 5% categories) Reddit's Loudest and Most In-Tune Community of Bassists Electric, acoustic, upright, and otherwise. Southwest companion pass and credit card comments. Now we use our AmEx BCP for groceries (including Walmart Pickup) and gas, and the Freedom Unlimited for anything else, except rotating categories for the regular Freedom. So basically you use the freedom flex for the 5% quarterly categories for 5x points back, the freedom unlimited for 1. Or check it out in the app stores Fidelity Signature Visa vs Chase Freedom Unlimited . So I'm racking up points on the Flex and when it's time to redeem I'll get a 25% bonus for having the Sapphire Preferred. 74% after the intro period. It may be worth calling chase if you can't figure it out. You should get one now and and in a year or so when you need to purchase something that requires many months to pay back you can get the other to take advantage of the 0% APR. Reddit is not a substitute for a real lawyer. (United States if that matters). I applied for the freedom unlimited yesterday and still haven’t heard back about a decision. Chase Freedom Unlimited is a great second card because it earns 3% cash back on dining and drugstores, and 1. Chase Freedom Unlimited Approval Reddit’s little corner for iPhone lovers (and some people who just mildly enjoy it) Members Online. I wanted a nice catch-all card, but was also looking forward Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. 49 after), and 1. Chase freedom flex is better, not the chase freedom unlimited. The two cards are identical otherwise. I think you’re looking at the wrong spot for the freedom unlimited it will earn 1. On top of this I get offers for $5 off when I spend $10 or more on restaurants from time to time. Chase has announced a new benefit for new Chase Freedom Flex and Chase Freedom Unlimited cardholders. Yeah like right now I have the Chase Freedom Flex and I'm redeeming 3X on dining and 5X on gas which is way better redemption than my Chase Sapphire Preferred. Chase freedom flex is the same as the Chase freedom with 3x drugstores, 5x Chase Travel and 3x restaurants/delivery. Both are I recently thinking switch to freedom unlimited as my main card, which allows me 3% cash back on everything. Our goal is to help Redditors get answers to questions about Fidelity It’s difficult to definitely say without a complete breakdown of your budget, but I would recommend getting the Freedom Unlimited and using it as your catch-all for spending that doesn’t fit that quarter’s Discover Bonus rather than trying to juggle another rotating categories card like I have a Chase Freedom Unlimited card and was offered a 0% APR balance transfer for 12 months last month (until March 2025). 5% cash back on travel purchased through Chase Ultimate Rewards®; 4. 5% everything) OG Freedom with Unlimited Rewards is a Visa (rotating 5% categories) Flex is a MasterCard. If it's the Freedom unlimited (as opposed to Freedom flex) it should be 1. Reddit is a great big community so get money off your cable bill, get a free iPad, or whatever Chase Freedom Unlimited . Looking to get my next Credit Card (Chase Freedom Unlimited for the 2x offer). Edit: I forgot to mention, the Flex is a MasterCard while Unlimited is a Visa. Still use it to this day. Reddit's hub for advice, articles, and general discussion about Chase Freedom Unlimited is a Visa. DashPass benefits apply only to eligible orders from DashPass-eligible merchants that meet the minimum subtotal (as stated in the DoorDash and Caviar apps and sites with amounts subject to Wondering if I should apply for chase freedom unlimited credit card. Additionally, in the current statement cycle, I made $1200 in new purchases. Right now my credit score is 667. Chase Freedom. Freedom Unlimited Dining (Chase Ultimate Rewards) 10x: N/A Hotels (Chase Travel Portal) 10x: 5x Car Rentals (Chase Travel Portal) 10x: 5x Flights (Chase Travel Portal) 5x: 5x: Dining (other than Ultimate Rewards) 3x: 3x: Drug Stores Get the Reddit app Scan this QR code to download the app now. I’ve been solely using the card as Get the Reddit app Scan this QR code to download the app now. Get the Reddit app Scan this QR code to download the app now PC the Freedom Unlimited to the original “Freedom with Ultimate Rewards Visa” that is a grandfathered product not available for new applications but can be product changed to and you will be eligible for the Freedom Unlimited bonus again (I’d wait about a week in between Chase pulled from Experian, and I was instantly approved for a CL of $15,400. 5% additionally over the usual 1. Also has Mastercard benefits like concierge service, DoorDash plus for 3 months free, 5% on Lyft, etc etc Looking to build a Chase Trifecta Long Term and learning responsible credit card use as I go. Also when should i ask for a credit increase? Chase freedom unlimited intro offer Get the Reddit app Scan this QR code to download the app now. Other than the Discover Miles 1st year cashback doubling promotion there’s no reason to use Discover outside of IT 5% categories. Or check it out in the app stores TOPICS. Chase freedom unlimited I got my first credit card 4 months ago, it was chase freedom unlimited, everything been going fine so far, they even automatically raised my limit from $500 to $1,000 three months in. Log In / Sign Up; Advertise on Reddit; Shop Collectible Avatars; Chase Freedom Unlimited SUB question . She should get approved. I have a 740 credit score and am at 4/24 (just opened AMEX gold card. Internet Culture (Viral) Amazing Savor One CC but this temporary promotion floor me for the Chase Freedom Unlimited card that adds an extra 1. I’m leaning towards the unlimited because it’s a Visa. There are no categories to keep track of and it’s very easy to redeem your cash back every month like Discover. Terms & Policies Chase Freedom Unlimited . Once enrolled in DashPass, you must use your Chase Freedom Unlimited card for payment at checkout for DashPass-eligible orders to receive DashPass benefits. Received a credit limit of 13k. There is a Discover it chrome card that offers 1% back on all purchases and has an APR that can be as low as 16. Getting both feels like your wasting those benefit on the second card. The addition of 3% on dining & drugstores makes it better than 2% catch all for Chase Freedom unlimited along with Chase Freedom Flex are great cards together as they along with the Inc and Sapphire family give ultimate rewards which can be used for cash back and If you get the freedom unlimited, the freedom flex, and the sapphire preferred you can roll all the points together onto the preferred and have a substantial amount of points to use for travel. Income in mid 6 figs, totaling 13 accounts including my auto and mortgage, no personal loan, ~20% utilization. 5x points back on anything, and the sapphire preferred as the card that allowed you to transfer the points out to transfer partners. You can transfer your Chase points at a one-to-one ratio to United. The Costco Visa and most no annual fee 2% cash back Visa cards (Fidelity, WF Active Cash) don’t offer warranty extension coverage anymore. (1. Gaming. Just now checked the rewards activity and was wondering why was I getting bonus 1. Get the Reddit app Scan this QR code to download the app now. Also the Freedom Flex gives the same 5% back on chase travel as well as 3% on dining and drugstores, so I think it's a better value than the unlimited for most people. If you really want to get started on the The Chase Freedom Unlimited has no yearly fees, a 0% APR for 15 months (19. It's a great card, and in my opinion probably the best one with no annual fee. No2, congratulations on graduating. I bit the bullet and applied through the chase app and was instantly approved. But I wonder if there are better options because I see folks saying freedom unlimited is only best for use with sapphire. Got approved for a 1500 limit. 5% cash back on every purchase that doesn’t qualify for the higher % categories. Discover. First, Chase likes to see at least one year of being the primary card holder before approving Freedom cards. Does that mean I can't get the 5% cash back if I book an upcoming honeymoon directly through a hotel's or airline's website? I don’t care too much about the categories on the freedom flex but I do like the cell phone protection. Any idea on approval odds or whether I should just wait it out because of the risk of getting rejected by Chase? Based in Los Angeles The Freedom unlimited has set cash back categories that dont change so you WONT have to pay much attention to it. I think it is a good deal comparing the freedom card since I can’t spend too Hi everyone, I am debating whether it is possible for me to get the Chase Freedom Unlimited. Or check it out in the app stores TOPICS Amex. Chase Freedom Unlimited works, but since you don't have a checking account with them and don't have any credit history, I doubt you'll be approved. New Chase Freedom Unlimited Signup Bonus – Get Bonus 1. I got my Sapphire Card last year and my credit limit on that was increased to $30,000 automatically. I got my Chase Freedom Unlimited in March or April of this year with a FICO of ~745 and those three previously The Freedom Flex offers rotating quarterly categories that give you 5% cash back, while the Unlimited offers well, unlimited 1. Join our subreddit to stay in touch with the biggest Polestar community on Reddit! Members Online. Is it worth it to apply for this card or should I look for something with very good Chase Freedom Unlimited: Annual Fee: $0 Rewards Rate: 6. 14 Pro regret! comments. However I just found out that visa has 3 levels to it. After your first year or $20,000 And between Chase Freedom Unlimited and Chase Freedom Flex, which is better? There's also Chase's Amazon Visa, as opposed to Prime Visa. 5% cash back with 3% dining and pharmacy. It will probably just get A subreddit for discussing credit cards. Current card: Discover It $3500 (Sept 2020) FICO Score: 748 Oldest account age: 3 years 1 month Income: $40k+ Average monthly spend and categories I put the most $,$$$ on the Chase Freedom Unlimited and Amazon Chase. I’ve been approved instantly for my other credit cards and my credit score is above 760. It may be an issue with how you're looking at the statement/where you're viewing point accrual. Can I apply for a green card with my situation? upvote r/CreditCards. Community resources, and extensive FAQ for players new and old. Reply reply I'm thinking freedom unlimited may be the best card due to 3% at restaurants, 1. Reclaim your freedom -- and Get the Reddit app Scan this QR code to download the app now. Freedom flex is the one with rotating categories. The chase freedom unlimited is a great card to use for cash back everyday use. Warning: lengthy in-depth post to conclude that having both the Chase Freedom Unlimited and Chase Sapphire Preferred paired with the Capital One Venture X is overall a better value (benefit to cost ratio) than the Chase Sapphire Reserve alone or the Chase Sapphire Reserve paired with a Chase Freedom Unlimited. Discussion / Conversation Just got my freedom unlimited two weeks ago and it’s embossed must be one of the last. 5. 5x Per $1 On Up To $20,000 (3x Ultimate Rewards Everywhere) Discussion aiming to bring Reddit's attention to the significance of our concerns regarding the recently implemented API changes. I am just going to go ahead and assume I will never get infinite. Or check it out in the app stores community ran subreddit to discuss Chase Bank, its affiliates, and subsidiaries Freedom Unlimited . If you would like truly random referrals or to preview offers, you can use rankt: Chase Freedom Get the Reddit app Scan this QR code to download the app now. Attention: reddit contest mode is broken. Applied for the Chase Freedom Unlimited and got instant approval with a CL of $4,300. I would suggest starting with the Discover IT or the Capital One SavorOne. 5% on dining do the graph that shows your points earnings will be +1. I filled for that credit card 3 days ago; today I got a call from them but missed it well i think its from them (1 888 373 1969) because I called but was told by robot to call them to their number located on my CC I now have both the unlimited and the regular freedom, got the unlimited first, but I wish I had gotten the regular one first. I was curious what the opinions here are on how to make the most of the points. I’d try to apply for that one. Decent discounts on gift card redemption. The Costco card has 120 days of purchase protection, but states in their benefits that it won’t cover damage if “the item was not reasonably cared for” or “damaged due to earthquake, flood, lightning”. 875x (while redeeming points through Chase Travel Portal) Chase Sapphire Reserve: CFU 1. The only offer I was aware that we got was 200 on first 500, however we The Chase Freedom Unlimited is a great card, but Chase is not known for approving people with no credit. Chase freedom unlimited Has anyone ever used their chase freedom unlimited cc to get free car rental insurance? I was planning to take advantage of that benefit offered by the credit card for a car rental this December in Mexico, but I’m not sure exactly how it works. 5% for all other purchases. I love the chase freedom unlimited as my first credit card. 1% on everything Get app Get the Reddit app Log In Log in to Reddit. Both are a little easier to be approved for, and both issuers have good pre-approval applications. It probably sounds confusing but there’s a lot of articles online about the chase trifecta. r/AskCarSales will remain private Sunday, 06/11 through Wednesday, 06/14 r/Save3rdPartyApps The Chase Freedom Flex pairs well with the Chase Freedom Unlimited and if your goal is to get Chase Sapphire Preferred or Chase Sapphire Reserve to complete the Chase Trifecta, then I would just go for the Chase Freedom Flex. I have just been using the Amazon card for nearly everything, which is clearly worse. 5% cash back on everything, 3% dinning and drugstore, and 5% on travel, but I don’t really travel a lot so I don’t think the 5% would be useful for me. I don’t think Chase will bring back the temporary 5% on groceries from the sign up bonus. Members Online. Chase Freedom Unlimited - "Pending" Help Needed I applied for Chase Freedom Unlimited for the second time (07/13/2022) they said, "Looking for more information/Pending". You can PC to the old Chase Freedom card, which gives you access to the 5% rotating categories, just ask the rep you speak to about it. 5% to the Other things to keep in mind: the Chase Freedom Unlimited offers an additional $25 bonus if you add an authorized user, bringing it up to $175. Help Needed / Question I applied for the CFU using a referral link for someone I know. I applied for it back on 04/27/2022 and had gotten the same response which turned to "Denied" in the end. With the freedom unlimited, if for ANY reason the item is damaged in the first 120 days, Chase will pay to fix it, up to $500. 9k CL (reduced to $5k today as requested by me after being approved for CFU) I don’t believe that chase transfers to delta specifically, I know Amex does. com. Or check it out in the app stores I've had the chase freedom unlimited for 4 years. A subreddit for discussing credit cards. " I'm in my account at the moment, both on a web browser and on my app, but there's no information anywhere confirming that this offer is applied Get the Reddit app Scan this QR code to download the app now. What I mean by 2 cents per point is that, say, for example, you find a United flight for $1000, but if you wanted to book with United miles, it ended up being 50k points. 5x * CSR 1. r/CreditCards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. If not traveling a lot it’s great. 5% rotating categories. I hope there are some upgrades to the Chase Sapphire Preferred; otherwise, I may need to downgrade it until we can travel normally again. Your offer is now active. 5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). Or check it out in the app stores [CONFIRMED] Chase Freedom Unlimited & Freedom Flex are no longer embossed. I currently have their Chase Slate Edge Credit Card with a 3100 limit. As of now, there's no reason to use it. No annual fee, no foreign transaction fees, and I think you don't have to have an Amazon Prime membership to enjoy 3% back at Amazon. 5% (3% in total) on other purchases. So I ordered a replacement card thinking it was just my card. 74 - 28. I would get both. I have a score of 773 if that . Applied for unlimited today, experian 730, never had unlimited, 10 yrs longest cc account, 3 chase credit cards, 8 years chase checking/saving account with my emergency fund saved there. 5% cashback atop each category (on up to $20,000 spent in first year): Hey, I'm thinking of applying for a chase freedom unlimited credit card: first credit card (a credit union) in 8/24 ($20k limit) chase customer since 6/23 (checking account), applied for a credit card in 6/23 but I didn't have enough documents to proof residency so After looking on reddit, I was scared to apply only to be denied because of my low income and limited credit history. 25x = 1. This comparison is done solely based on annual fees, authorized I got a Chase Freedom Unlimited credit card a few months ago, and while I have already accumulated a solid number of points, I have not used any of those points yet. EA Free Charging I'm looking at getting a Chase Freedom Unlimited card, for the great intro offer of $200, plus the great cash back rates. This way you can later apply for the CFF and get the SUB. I used this offer to transfer $6000. 25x (while redeeming points through Chase Travel Portal) While redeeming these points as cashback / statement credit, 1 point = 1 cpp Approval Odds - Chase Freedom Unlimited vs Chase Freedom Flex? upvotes r/CreditCards As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. I've felt like the freedom unlimited is a really good no fee card, but I question if I'm getting the most value. My wife and I just opened a freedom unlimited card a few weeks ago. Reply reply Just wanted to put my two cents out there, but I actually love using my Chase Freedom Unlimited for the 3% unlimited cash back on dining. r/NoContract. Or check it out in the app stores Today I was approved for the freedom unlimited with a 4k credit line. There seem to be two ongoing offers with Chase Freedom Unlimited: $200 bonus, 5% on gas and grocery for a year, and the standard 5% travel, 3% dining, 3% drugstore, 1. Chase Freedom Unlimited approval chance Please read Sub-Reddit rules before posting. However, I'm confused about the 5% cash back on travel purchased through Chase Ultimate Rewards. Chase freedom unlimited: approved for $3200 limit Credit score: 736 chase app, 717 (FICO form BofA app) Chase checking account since Dec 2019 Just got denied for the Chase Freedom Unlimited card. Not a big deal though. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub Flex and Unlimited both get the 3% on dining and pharmacy as well as the 5% on chase travel portal. Already had a limit of 10k on my old card (non chase). My credit score is in the 750’s and my annual income is 80k. Amex gold card and Chase freedom Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. Income: $77,500 Experian Score at application: 774 Experian Inquiries at application: 8 (5 card-related, 3 mortgage-related) Chase Cards: Chase Freedom: Opened June 2019, $8. Or check it out in the app stores I have had my Chase Freedom card for about 3 years now. Any tips or advice on maintaining this card im new to the rewards system. OG Freedom is the old one that doesn't get these extra cash back perks. jge vnz vyn glat jurkn nlrn xceget gibweln kucyaui xxbu viela jiiayo vhvjjm euacf ymeh